ABOUT US
I'm Michael Hansen, and I built I Love You Mortgage on a simple, radical idea: the home loan process shouldn't just be stress-free—it should actually make you smile.
For too long, the mortgage industry has been weighed down by hidden fees, surprise costs, and confusing jargon. We're here to change that. We believe in treating our clients with absolute transparency and genuine care. By offering rates that consistently beat the national average and covering your closing costs completely, we ensure you keep more of your hard-earned money right where it belongs—in your bank account.
Whether you're purchasing your dream home, refinancing for a better financial future, or exploring a reverse mortgage, I'm here to provide a fast, rewarding, and deeply personal experience from start to finish.
OUR SERVICES
Purchase
Buying a home is a big deal, and keeping your hard-earned money in your bank account makes it even sweeter. Because we cover your closing costs for you, you save thousands right out of the gate. We make your journey to homeownership quick, highly professional, and completely stress-free.
Refinance
Why wait years to break even on a better rate? When you aren't paying closing costs, you have the ultimate freedom to refinance the second rates drop without having to wait to recoup traditional fees. We make the entire process fast and effortless so your finances are always optimized.
Reverse Mortgage
Your retirement should be about enjoying the life you've built. Nobody gets their clients more cash back with a Reverse Mortgage than a lender that truly loves you. We make unlocking your home’s equity a beautifully simple, incredibly quick, and rewarding experience so you get the most out of your home.